Lease-To-Own Payment Plan Options, No Credit Needed!
MBA-SLC offers flexible payment plan options through Koalafi, Snap Finance, and Acima Leasing to help customers take home a mattress without paying the full amount upfront. Qualified customers may be able to get started with as little as $10 down, no credit needed, and even finance the delivery. Approval, payment amount, payment schedule, total cost, and ownership terms are determined by the payment provider, so customers can apply, review their options, and choose the plan that works best for their budget before completing their purchase.
Koalafi
Koalafi gives customers a flexible lease-to-own option when they need a mattress now but prefer to make scheduled payments over time instead of paying the full amount upfront. It is designed for customers who may not qualify for traditional financing or who are still building credit, with “no credit needed” options available for qualifying applicants. Koalafi’s lease-to-own program is not the same as a traditional loan, and approval, payment schedule, total cost, and ownership terms are determined by Koalafi and shown during the application process.
Snap Finance
Snap Finance offers lease-to-own and other Snap-branded payment options that may help customers purchase needed items without relying on perfect credit. Customers can apply to see what they may qualify for, then review payment options before deciding whether to move forward. Snap Finance emphasizes no-credit-needed lease-to-own options, but not all applicants are approved, and the exact payment amount, number of payments, and total cost depend on the customer’s approval and agreement terms.
Acima Leasing
Acima Leasing provides a lease-to-own alternative for customers who want to take home a mattress without using traditional financing. Acima is intended for customers who may not have perfect credit and want a flexible path toward ownership through lease payments. Acima’s lease-to-own option is not a loan, credit, or financing agreement, and customers should review their lease terms carefully, including payment schedule, early purchase options, total cost, and ownership timing before signing.